Disability Income

In the event of a serious accidental injury, paying the medical bills may be the least of your worries. If you can’t work, how will you pay the rest of your bills? You still need to put food on the table, pay rent or mortgage, auto loans and all the rest. Worse yet, what will you do if both you and your spouse are disabled and unable to work? Who is going to pay the bills? The answer is simple.

The answer is simple. The ATTD Plan could help secure your future. Our accident only ATTD benefit is a true “Regular Occupation” plan that pays when a disabling accident prevents you from performing the essential functions of your job. Not just any job. Your job.

What Is disability insurance?

This benefit pays the weekly benefit amount elected ($250, $500, $1000), after the elimination period of 14 or 30 days, for up to 52 weeks, if an accidental bodily injury solely and directly causes disability that: a) prevents an insured person from performing all the substantial and material duties of their regular occupation (or with respect to an insured person who is unemployed, prevents them from engaging in the normal and customary activities of a person of like age and sex in good health); b) causes a condition which is medically determined, by a physician, to be continuous; and c) requires the continuous care of a physician. This plan pays regardless of any other coverage or salary continuation plans in place. Workers Compensation, SSDI or other DI will not reduce this ATTD benefit.

Who may benefit from this type of insurance?

  • Construction workers

  • Firefighters

  • Cooks or chefs

  • Factory workers

  • City workers

  • Mechanical engineers

When you purchase disability insurance through diPerks, you also get access to some pretty cool benefits, savings, and discounts as well. You can review these additional benefits in the brochures listed below.

The Best Options for Disability Insurance

 
 
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Accidental Temporary Total Disability Pays up to $1000 Per Week

  • 30 day elimination period

  • Benefit period up to 52 weeks

  • Regular occupation jobs

  • Includes $5,000 in accidental death and dismemberment

  • Benefit amount:

    • Fixed amount of $500/week

    • 60% of weekly salary to a max of $750/week

    • 60% of weekly salary to a max of $1000/week

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Accidental Temporary Total Disability Pays $250 or $500 Per Week

  • 14 day elimination period

  • Benefit period up to 52 weeks

  • Regular occupation jobs

  • Includes $5,000 in accidental death and dismemberment

  • Benefit amount: Fixed amount of $250 or $500/week